The Critical Importance for Tenant Protection

Published on 6/17/2023

At STOR-IT Thomasville, we understand how important it is for you to keep your belongings safe, secure, and in good condition. This is why we'd like to emphasize the significance of requiring tenant protection while storing your valuables at our facility.

Firstly, let's clarify what we mean by 'tenant protection'. Simply put, tenant protection is a service that offers coverage for the contents you store in your rented storage unit against unexpected situations like:

  • Burglary
  • Lightning
  • Vandalism
  • Sinkhole Collapse
  • Fires
  • Hail
  • Explosion
  • Smoke Damage
  • Wind Damage
  • Building Collapse
  • Water Damage (Excluding Flood)
  • Moth, Insect, Rodent, or Vermin Damage

 It's a type of coverage specifically tailored for self-storage, designed to provide a safety net for your valuables and ensure peace of mind for you as a tenant.

One common misconception among tenants is that the self-storage facility is automatically responsible for insuring the items you store there. This is not the case. As a storage provider, we are responsible for maintaining the safety and security of the facility itself, but we cannot assume responsibility for every tenant's stored belongings. The value, type, and quantity of items stored can vary significantly from one tenant to another, and hence it would be impractical and cost-prohibitive for us to provide blanket coverage.

Many tenants often ask, "Doesn't my homeowner's or renter's insurance cover the items in my storage unit?" In some cases, yes, but there are a few caveats to consider. While your homeowners or renters insurance policy may offer some coverage for items stored off-site (like in a storage unit), there are often several hoops to jump through to get a claim approved.

The coverage for off-site storage under these policies is usually a fraction of the total policy limit. Additionally, these policies often have deductibles, which means you may have to pay out-of-pocket before your insurance steps in to cover the loss. The claims process can be lengthy and complicated, with a lot of documentation and formalities involved.

On the other hand, tenant protection plans, like the ones we provide at STOR-IT Thomasville, are specifically designed for self-storage situations. They often have no or low deductibles, making it easier for you to recover your loss without a substantial out-of-pocket expense. The claim process is also more straightforward and less time-consuming than traditional insurance policies.

Remember, tenant protection is not about additional cost to the tenant; it's about reducing stress and ensuring a smooth, hassle-free storage experience. With tenant protection, you're buying peace of mind, knowing that even in the most unfortunate circumstances, you have a safety net to rely on.

Tenant protection is an affordable and effective way to safeguard your possessions, giving you confidence and peace of mind in your self-storage experience. At STOR-IT Thomasville, we're always here to help guide you through the process and answer any questions you may have about tenant protection plans.

After all, your peace of mind is our top priority. For additional information about our facility and available units, make sure to call 229-225-9550 or just go to the "Rent Storage" tab and take a look at what we have.